"Banking The Way It Should Be!"

At First Georgia Community Bank, we understand what you want and need most in a bank: financial products that make your life a little easier, friendly customer service and appreciation for your business. At First Georgia, we offer just that, giving our valued customers full-service banking with personal, one-on-one attention.

Account Analysis - For those commercial customers who have high volume activity, account analysis may be appropriate. First Georgia Community Bank has very competitive account analysis rates. We'll be glad to review our account analysis rates and assist you in determining the best commercial services for your banking needs. Please contact us for more information.

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Account Reconcilement - For your convenience, all commercial accounts are provided with a monthly statement that lists all paid and outstanding checks in numerical order.

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Automatic Transfers - We can automatically transfer funds from one account to another, whether a checking account, Loan, Line of Credit or other, upon your request.

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Bank by Mail - For your convenience, First Georgia Community Bank provides Preprinted Envelopes which are available for your use at no additional charge. Please contact us to request a supply of preprinted envelopes.

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Bill Payment Service - Bill paying has never been easier! Our bill payment service means no check - writing hassles, no envelopes to seal, and no stamps and checks to purchase - just a fast, efficient and safe way to pay your bills. With no limit on the number of bills you may pay per month, our bill payment service lets you pay your bills to businesses and individuals on-line. For those recurring payments, schedule them automatically either monthly, semi-monthly or annually... you decide the frequency. Unlike setting up automatic bank drafts, our bill payment service gives you complete control of your payments and scheduling. Just set up the payee, schedule the payment and it's done. To apply for First Georgia's Bill Payment Service click here, and then select 'Sign up for Online Banking'! (Requires a First Georgia account.)

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Business Credit Card Services - First Georgia Community Bank offers a Business Advantage MasterCard with worldwide acceptance. First Georgia's Business Advantage card offers detailed reports, including consolidated merchant spending, and tracks all business-related expenses. The Business Advantage card also offers Consolidated Pay or Individual Pay options, in addition to insurance coverage, retail purchase protection, travel assistance, roadside service, and much more. Please contact us to request more details on the Business Advantage MasterCard.

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Collection Services - We can assist you with all cash items, incoming or outgoing, that require special handling.

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Direct Deposit - We can automatically deposit your employees' paychecks directly into their accounts. Ask us for the necessary authorization forms.

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Federal Tax Depository - First Georgia Community Bank is an authorized agent for receiving all types of federal tax deposits.

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Internet Banking - Now you can get your banking done without ever leaving your home or office. Simply click on Internet Banking from our home page. With your customer ID and personal identification number, you'll be able to electronically balance your account, transfer funds, pay bills and more. You must complete an application to gain access to First Georgia's Internet Banking - click here and then select 'Sign up for Online Banking' to get started! (Requires a First Georgia account.)

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Merchant Processing Services - Boost your business with our Payment Processing services. Increase overall sales volume by offering your customer more payment options. You can enhance customer relationships by accepting ATM, Credit, and Debit cards from both National and Regional networks. With First Georgia Community Bank's Merchant Services, you can eliminate insufficient fund checks with guaranteed customer funds and eliminate the possibility of lost checks, processing errors and unnecessary bank fees. Call and speak with a First Georgia Community Bank Personal Banker today to find out more or contact us to request more information.

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Night Depository - For your convenience, we offer an after-hours depository - an inexpensive and simple way to secure daily revenues.

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Remote Deposit - Are you tired of making that daily dash to the branch to deposit your checks? With Remote Deposit at First Georgia, you can scan and submit your checks electronically right in the convenience of your office through your business computer. No more trips to the bank to deposit checks. No more waiting in line. No more playing “beat the clock”.

Click here to see how Remote Deposit at First Georgia can help to make banking more convenient. To schedule an appointment to learn more about Remote Deposit and how it can benefit you and your business, please call 770-504-1090 and ask to speak to any of our Commercial Lenders or Branch Managers.

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FOR MORE INFORMATION

At First Georgia Community Bank, we want to be your bank of choice. We're dedicated to providing convenient, affordable banking products combined with the personal attention of a friend. At First Georgia Community Bank, we believe that's precisely "banking the way it should be."

For more information about any of the products and services we offer, please call us at 770-504-1090 or email us today. We look forward to becoming your new financial partner!

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