First Georgia Mortgage Service staff has the experience and expertise to meet the needs of Jasper, Newton, Rockdale, Walton, Butts, Henry and Spalding Counties and surrounding areas. Come by and see our Mortgage Loan Specialist today. First Georgia Community Bank's in house Mortgage Service is designed for your convenience.

Buying a home is one of the most important decisions you will make. Our experienced loan originators will listen to your needs ( and wants) and help you decided what mortgage loan program is best for you. Go ahead and give us a call it’s free!. Call us at 770-504-1090 or contact First Georgia Mortgage Services today!

• Refinance Existing Mortgage
• GA Power Lot Financing
• First Time Home Buyer Program
• Maintain current home equity lines
• Construction to Permanent Loans

At First Georgia we are always ready to answer your questions. Your loan application process and closing will be quick and efficient. No hassles and no surprises at the closing table. Applications can be processed for pre-approval in a quick efficient manner. Contact First Georgia Mortgage Services today!

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Fixed rate mortgages
If you plan to be in your home for a number of years a fixed rate loan will give you a stable monthly payment to fully pay off when the loan is complete.

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Special Mortgage programs

• Georgia Power lease lots financing: 30 year term
• Veterans Administration loans
• Second Home Purchase
• Non-occupying Co-borrower
• Credit Alternative
• Interest Only
• Investment Properties Purchase

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Home Equity

• Borrow from the equity in your home.
• No closing costs with minimum draw of $10,000.
• Easy monthly payments based on the loan balance.
• Interest Payments may be tax deductible (Ask your Tax Advisor).
• Periodic rate may vary.

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Non-Occupying Co-Borrower

• A relative can help you buy and not occupy the home.
• Can qualify on assets of Co-Borrower.
• Conventional Loan

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Construction Loans
Use your construction loan to finish paying off your land and build your new home, or use the equity in your land as your down payment. The construction loan will be in your name saving you additional charges from your builder. Upon completion the loan will modify to a permanent mortgage.

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