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Quick View Comparison: Personal Checking
Checking
Account
Types |
Totally Free* |
First Account** |
Wise Choice** |
Achiever's** |
Minimum
Opening
Deposit |
$50 |
$50 |
$50 |
$2,500 |
Monthly
Maintenance
Fees |
None |
$7 |
NONE |
$8.00 and $0.30 per item |
How To
Avoid
Monthly
Maintenance
Fees |
N/A |
N/A |
N/A |
Maintain minimum daily balance of $2,500 |
Interest
Tiers |
No Interest |
$501-$1,499.99;
$1,500 and over |
$1 and over |
$2,500-$9,999.99; $10,000-$49,999.99;
$50,000-$99,999.99; $100,000 & over
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Internet
Banking |
Free |
Free |
Free |
Free
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** A $1.00 fee will be imposed for each withdrawal
at ATMs First Georgia Community Bank does not own or operate.
* Totally Free Maintenance Fee
This budget-minded account features no minimum balance requirement and
no monthly maintenance fees. A $50 deposit is required to open your account.
- No minimum balance requirement
- No monthly maintenance fee
- No per-check charge
- Unlimited check-writing privileges
- Easy-to-balance image statements
- Free ATM/MasterMoney debit card and free transactions at our ATMs
- Free Internet Banking & Free Bill Payment Service
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First Georgia Community Bank's Club Account
- Tiered interest levels: $501-$1,499.99, $1,500+
- Minimum $50.00 deposit is required to open this account
- No minimum balance requirements
- Unlimited check-writing privileges
- Maintenance fee of $7.00 per statement cycle
- Image Statements
- Two free foreign ATM transactions per month or a maximum of 24 per
year
- Free Internet Banking & Free Bill Payment Services
- Free Basic Checks or a $5.00 credit towards any customized check orders
- 25% discount on a safe deposit box
- No charge for travelers checks
- Two free cashier's checks per month
- Free notary service
- $12,000 AD&D insurance coverage***
- Ask for details on our many First Account features
*** Insurance offered is NOT
insured by the FDIC or any other Federal Government agency, NOT
a deposit, NOT guaranteed by the bank, and MAY
go down in value.
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First Georgia Community Bank's Senior Account
- 50 years of age or older
- Minimum $50.00 deposit is required to open this account
- Free ATM/MasterMoney debit card and free transactions at our ATM
- No minimum balance requirements and no monthly maintenance fee
- Interest paid on all daily balances
- Unlimited check-writing privileges
- Free basic checks or $5 credit towards any customized check order
- No charge for travelers' checks
- Two free cashiers' checks per month
- 25% discount on safe deposit box
- Free notary service and free photocopies
- Easy-to-balance image statements
- Free Internet Banking access & Free Bill Payment Service
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First Georgia Community Bank's Special Interest Checking Account
- Tiered interest rates:$2,500-$9,999.99, $10,000-$49,999.99, $50,000-$99,999.99,
$100,000+over
- Minimum $2,500 deposit is required to open this account
- Maintenance of $8.00 and a per item fee of $.30 if daily balance falls
below $2,500 during the statement cycle
- Free basic checks (or $5 credit towards customized checks)
- Easy-to-balance image statements
- Free ATM/MasterMoney debit card and free transactions at our ATM
- Free Internet Banking access & Free Bill Payment
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Church, civic and service group checking accounts are not subject to monthly
maintenance fees.
** A $1.00 fee will be imposed for
each withdrawal at ATMs First Georgia Community Bank does not own or operate.
Fees are subject to change without prior notice.
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