"Banking The Way It Should Be!"

At First Georgia Community Bank, we understand what you want and need most in a bank: financial products that make your life a little easier, friendly customer service and appreciation for your business. At First Georgia, we offer just that, giving our valued customers full-service banking with personal, one-on-one attention.

Automated Teller Machines & Cards -First Georgia Community Bank offers 24-hour, ATM banking with our convenient ATM locations and ATM card or MasterMoney debit card. With your ATM or MasterMoney debit card, you may withdraw cash, transfer funds, obtain your balance and more. When you use our ATM location, your transactions are free of charge.

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Automatic Transfer - You can authorize automatic, regularly scheduled transfer of money from your checking account to help build savings or to pay loans. It's easy and it's free.

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Bill Payment Service - Bill paying has never been easier! Our bill payment service means no check writing hassles, no envelopes to seal, and no stamps and checks to purchase - just a fast, efficient and safe way to pay your bills. With no limit on the number of bills you may pay per month, our bill payment service lets you pay your bills to businesses and individuals on-line. For those recurring payments, schedule them automatically; either monthly, semi-monthly or annually... you decide the frequency. Unlike setting up automatic bank drafts, our bill payment service gives you complete control of your payments and scheduling. Just set up the payee, schedule the payment and it's done. To apply for First Georgia's Bill Payment Service click here. (Requires a First Georgia account.)

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Credit Cards -First Georgia Community Bank is proud to offer Prime Advantage Cards for both MasterCard and VISA. Our Prime Advantage cards save you money. Plain and simple. And as with any MasterCard or Visa, the Prime Advantage cards mean worldwide acceptance. Which means you can show your Prime Advantage every time you make a purchase no matter where you are in the world. With our great looking card designs, valuable benefits, and low rate, the Prime Advantage card is the only card you will ever want to use while shopping, dining, traveling, entertaining or getting cash advances. Please contact us to request an application.

• No annual fee.
• Low Annual Percentage Rate
• Interest Free Grace Period
• $200,000 Common Carrier Insurance*
• Free Balance Transfers
• Convenience Checks

* Insurance offered is NOT insured by the FDIC or any other Federal Government agency, NOT a deposit, NOT guaranteed by the bank, and MAY go down in value.

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Debit Card / MasterCard's MasterMoney Card - First Georgia Community Bank offers a debit card that works just like a check only easier, letting you make purchases from your checking accounts without check-writing and identification hassles. Contact us to request all the details.

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Direct Deposit - We can automatically deposit your regular social security and retirement checks, military or corporate, directly into your account for your security and convenience. Please contact us to request the necessary authorization forms.

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Internet Banking - Now you can get your banking done without ever leaving your home or office. Simply click on Internet Banking from our home page. With your customer ID and personal identification number, you'll be able to electronically balance your account, transfer funds and more. You must complete an application to gain access to First Georgia's Internet Banking - click here and then select ‘Internet Banking Enrollment’ to get started! Or if you prefer, please talk with one of our customer service representatives today. (Requires a First Georgia account.)

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Telephone Banking - For your convenience, we offer 24-hour access to your account information with our "First Phone" telephone banking service. Simply dial 770-504-1080 to see if a check has cleared, obtain current interest rates, transfer funds and more. If you have a First Georgia account, you can access your account - contact us to receive your authorization codes.

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Other Services - Some of our other services include:

• Account Research
• Cashier's Checks
• Credit Ready Reserve
• Fax Service
• Notary Service
• Safe Deposit Boxes
• Stop Payments
• Traveler's Checks
• Wire Transfer Service

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FOR MORE INFORMATION

At First Georgia Community Bank, we want to be your bank of choice. We're dedicated to providing convenient, affordable banking products combined with the personal attention of a friend. At First Georgia Community Bank, we believe that's precisely "banking the way it should be."

For more information about any of the products and services we offer, please call or email us today. We look forward to becoming your new financial partner!

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